US Life Insight

Understanding Medicare’s Annual Deductibles

Medicare’s deductibles reset every year, and knowing the current amounts helps you budget ahead.

Part A deductible

Part A has a deductible per benefit period, not per year, applying to inpatient hospital stays.

Part B deductible

Part B has an annual deductible before Medicare starts paying its share of outpatient costs.

Check Medicare.gov each fall during Open Enrollment for the coming year’s amounts.

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