Retirement | Finance
Practical guidance for the money decisions of retirement
From Social Security timing to healthcare costs and everyday budgeting, these guides help you plan retirement income with clarity instead of guesswork.
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Retirement planning topics
Retirement Income
Pensions, savings, and Social Security working together.
Social Security
Claiming ages, spousal benefits, and taxes on benefits.
Healthcare Costs
Budgeting for premiums, prescriptions, and long-term care.
Everyday Finances
Budgeting, scam protection, and managing fixed income.
Social Security
Understanding your benefits
Social Security Photo
Social Security
Spousal and Survivor Benefits, Explained
How married and widowed retirees can claim based on a spouse’s work record.
Personal Finance
Building a Retirement Budget That Actually Works
6 min read
Retirement
Required Minimum Distributions: What to Know at 73
5 min read
Healthcare Costs
Planning for Out-of-Pocket Healthcare Costs
7 min read
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Pick a topic
Start with Medicare, Social Security, or everyday budgeting — wherever your questions are.
02
Read a plain-language guide
Each guide takes 5–8 minutes and skips the jargon.
03
Use our checklists
Print or save our deadline and decision checklists for your own timeline.
04
Talk to a professional
We help you ask the right questions when you’re ready for personal advice.
FAQ
Retirement & finance questions
Full retirement age depends on your birth year and ranges from 66 to 67 for most people retiring today. Claiming before this age permanently reduces your monthly benefit.
Depending on your combined income, up to 85% of your Social Security benefit may be subject to federal income tax. State rules vary.
An RMD is the minimum amount the IRS requires you to withdraw each year from most retirement accounts, generally starting at age 73.
Never give personal or Medicare information to unsolicited callers, verify any offer directly with Medicare.gov or ssa.gov, and take time before making financial decisions under pressure.
Plan your retirement income with confidence
Browse our full library of Social Security and retirement finance guides.